La Unión Alcoyana insurance and reinsurance

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Unión Small and medium sized companies

For more than 125 years, Unión Alcoyana has been carrying out risk management assessment for companies. We offer you the widest range of covers so that the product fully meets your needs; we help you analyse your risks and we advise you on how to tackle them; in short, we help you not to worry about anything other than your business.

The protection your need

G I.- FIRE and complementary services

FIRE, EXPLOSION, LIGHTING

Extinction damage

Secondary effects

Transfer / rescue damage

Expenses for the reconstruction of moulds, dies and archives

Optional covers:

Business interruption
Automatic cover of capital
Main stock of goods
Fire/Explosion Public Liability as regards the owner and third parties
Loss of Rents

G II.- Cover extension

Malicious acts or vandalism

Rain, Wind, Hail, Snow

Smoke

Crash or collision of land vehicles

Fall of aircraft

Sound waves

Leak of fire-fighting equipment

Optional Covers:

Overflow of melted material
Partial-value insurance

G III.- Losses resulting from business interruption. *

LOSS OF PROFITS

OVERHEAD EXPENSES DUE TO BUSINESS INTERRUPTION

Optional Covers:

Extra automatic cover
Losses resulting from the Insurance Compensation Association

G IV.- Theft *

THEFT

Theft damage
Cash in furniture.
Safe Cash
Theft of funds being transported
Employee disloyalty

Extensions / Optional:

Theft damage
Cash in furniture
Safe
Theft of funds being transported
Partial value theft
First-risk theft
First-risk theft of moulds, dies and plans

G V.- Public Liability *

Operational Public Liability

Defence and Bail Bonds

Optional Covers

Employers Public Liability
After work product Public Liability
Fire/Explosion Public Liability as regards the owner
Loading and unloading Public Liability
Outside Jobs Public Liability
Public Liability Extension
R.C.
Cleaning Industry Public Liability

G VI.- Machinery Breakdown *

G VII.- Transported Goods *

G VIII.- Breakage of glass, windows, signs, mirrors and bathroom fittings *

G XI.- Breakage of electronic / electrical equipment *

Optional Covers:

Damage to independent data carriers
Rental expenses of equipment and personnel

G X.- Electrical damage *

Appliances and accessories, installations, transformers.

G XI.- Damage of Refrigerated Goods *

G XII.- Liquid Spillage *

G XIII.- Physical Damage *

G XIV.- Water Damage *

Special Risks

IN-VAR

New Value

Expenses derived from a disaster affecting contents and building guarantees

Rescue and/or Transfer Expenses

Extinction Expenses

Demolition and clearing expenses

Expenses due to the clearing and removal of mud

Abandonment and non-habitability

Security expenses

Expenses and fees of independent professionals

* Optional covers, subject to contract regulations.

If you are interested in our product, please contact your nearest broker.

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La Unión Alcoyana insurance and reinsurance © 2005 - 2007