Fire,
explosion and lightning, except spontaneous combustion
Fall
of the vehicle into ditches, rivers, the sea, from cliffs, precipices.
Collision
or crash of the vehicle against another fixed or moving body.
Overturn
or semi-overturn of the vehicle.
Rainstorms
or snowstorms and avalanches.
Landslides,
mountain and rock falls.
Bridge
breakage and collapse of buildings, tunnels or any other engineering or architectural
structure.
Seawater
from a storm, on land journeys.
Theft
made by a group and armed, when duly proved, and representing a threat to the life
or personal safety of the people travelling in that means of transport.